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Don’t let credit card fraud hit you on vacation

While on a recent trip to New York City we were surprised to get an email from our bank stating that my husband’s debit card was being shut down.  After a lengthy conversation with a Bank of America rep we learned that his debit card was closed due to fraud.  Really?!  How could that be?  We have the card right here!  People are really getting crafty these days, and sure enough the card was used at several places we had not been.  LOVE that Bank of America caught the suspicious activity, but wow what an inconvenience to have the card shut down on vacation.  Quick tips on how to avoid this are below…

  • Let your bank know when you are traveling, especially out of the country
  • Try to use cash when you can
  • If you would rather use your card, use a credit card not debit. (Credit Cards don’t have an automatic withdraw of funds like a debit card has)
  • Open a seperate bank account for travel funds
  • Monitor your spending
  • Keep receipts to double check transactions
  • Know the conversion rates when traveling abroad
  • Immediately let your bank know if you see something shady on your account

Happy Travels!  Kristin

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